Attention homeowners: Real estate appraisal services for in West End and Wake County

The top seven reasons why NC homeowners hire Hildebrand Valuation:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a NC property tax assessment
  3. Remove PMI to cut your monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate

Do you own a home in or near West End? Do you need help determining the price of your real estate?
Contact Hildebrand Valuation.

At Hildebrand Valuation, we understand the particular needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Hildebrand Valuation, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to remove PMI

A popular way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. At Hildebrand Valuation, we're veterans in helping people just like you abolish unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal from Hildebrand Valuation is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Hildebrand Valuation can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd like to have a seasoned expert double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Hildebrand Valuation offers field reviews where we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.